Mark & Associates, P.C. | Attorneys at Law 1-866-50-RIGHTS | Disability Denial Legal Support

Unum Claim Denial Lawsuits

In December 2004, 40 states approved a settlement with UnumProvident Corp., that required the company to reevaluate over 200,000 claims and pay a $15 million fine. The settlement came after an extensive multistate investigation of Unum’s claim handling policies.

The settlement required Unum to notify affected policyholders within 15 days of the signed agreement. Failure to do so required the company to pay a $145 million fine. Policyholders of several Unum affiliated companies were affected, including: Unum Life Insurance Co. of America, Paul Revere Life Insurance Co., Unum National Insurance Co., and Provident Life and Accident Insurance Co.

What Prompted the Investigation?

The investigation began in 2003 after insurance commissioners in many states received numerous consumer complaints. Georgia's insurance commissioner, John Oxendine, in March 2003 imposed a $1 million fine on UnumProvident and its subsidiaries over the claim payment issue. Flowers has said investigators saw a "lack of diligence in the claims personnel'' and insufficient training.

Allegations

The investigation revealed that since 1995, Unum and its subsidiaries have engaged in the practice of terminating and denying legitimate disability claims. It is alleged that the company routinely set monthly financial targets and that employees were given financial incentives for not approving claims. It was also alleged that Unum used biased medical reports, destroyed certain information that would help policyholders and regularly misrepresented the terms of disability policies.

Legal Help is Available with No Up Front Fees

If your disability claim has been denied by any of these companies, you may still be entitled to compensation. Mark & Associates, P.C. represents Unum policyholders on a contingency basis, which means we don’t require any upfront legal fees and we only get compensated if you recover money.

Free Case Consultation

To find out if your disability claim was unfairly denied, contact Mark & Associates, P.C. today for a free case review. You can call1-866-50-RIGHTS (1-866-507-4448) or simply a case evaluation submission on this website.

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State ALABAMA ALASKA ARIZONA ARKANSAS CALIFORNIA COLORADO CONNECTICUT DELAWARE DISTRICT OF COLUMBIA FLORIDA GEORGIA HAWAII IDAHO ILLINOIS INDIANA IOWA KANSAS KENTUCKY LOUISIANA MAINE MARYLAND MASSACHUSETTS MICHIGAN MINNESOTA MISSISSIPPI MISSOURI MONTANA NEBRASKA NEVADA NEW HAMPSHIRE NEW JERSEY NEW MEXICO NEW YORK NORTH CAROLINA NORTH DAKOTA OHIO OKLAHOMA OREGON PENNSYLVANIA PUERTO RICO RHODE ISLAND SOUTH CAROLINA SOUTH DAKOTA TENNESSEE TEXAS U.S. VIRGIN ISLANDS UTAH VERMONT VIRGINIA WASHINGTON WEST VIRGINIA WISCONSIN WYOMING

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